When looking at your financial situation, what might seem like an investment question, likely has tax implications. An insurance problem might impact your estate plan. We offer access to guidance from our entire team of professionals, whose expertise spans multiple fields, enabling us to deliver truly comprehensive plans and advice.
At Financial Advantage Associates, we believe in building genuine connections with our clients in order to understand your concerns, needs, and desires. Leveraging team expertise and personalized strategies, we create holistic plans to help you navigate toward the life and legacy you want.
We do not push, or use, cookie-cutter portfolios. Your portfolio is meticulously constructed, tailored to your risk tolerance, needs, timelines — even your local interests. Once your plan is in place, we consistently monitor and adjust it as needed throughout your lifetime.
Being able to fully enjoy your retirement means feeling confident that your wealth will be sufficient for your desired lifestyle, as well as the legacy you want to leave. We can help you build the wealth and the strategies you need to confidently enjoy your ideal retirement.
We can help you anticipate and overcome financial roadblocks by identifying areas of risk and integrating into your financial plan the appropriate insurance coverage for your unique circumstances. Whether you need life, term life, long-term care or disability insurance, we can help.
As a family firm, we understand the importance of effective estate and legacy planning. Your needs and circumstances are unique, so we’ll work closely with you to develop a tax-sensitive plan to protect your loved ones and transition your wealth according to your wishes.
Planning for education expenses can feel like aiming at a moving target. How much will tuition be, and how much should you be saving? We can help you project costs and secure the most appropriate investment and savings vehicles to help you set and pursue your college savings goals.
All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition, if a policy is surrendered prematurely, there may be surrender charges and income tax implications.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
At the heart of our mission is to prioritize your well-being and that of your family. We are committed to gaining a comprehensive understanding of your unique circumstances, aspirations, and risk preferences. By doing so, we can effectively assist you in achieving your dreams and goals. Take the first step today by reaching out to us.
Serving in the DMV area, we specialize in building financial solutions for individuals, families, government employees and non-profit organizations.
We partner with you to build holistic, personalized financial planning and tailored investment strategies for the life and legacy you want.
Financial Advantages Associates is a locally owned family firm. Our financial advisors have deep roots here, serving in our community from our community.